The Field Guide
Field Notes
Direction-finding on the moves that matter. Written to be read with full attention, not scanned past.
- Field NotesAugust 28, 20265 min read
Financial Planning vs Wealth Management: What Actually Matters
Financial planning vs wealth management: what each covers, where they overlap, and why the quality of your decisions matters more than the label on the service.
- Field NotesAugust 28, 20266 min read
Financial Planning for High-Net-Worth Individuals: What Changes at the Top
Financial planning for high-net-worth individuals: what shifts when your balance sheet outgrows the standard advisory model, and why the complexity itself is the thing that needs managing.
- Retirement TaxesJune 24, 20266 min
The RMD Bracket Cliff Nobody Warned You About
Required minimum distributions can push a comfortable retirement into an uncomfortable bracket. Here is how the cliff forms, and where the conversion window sits.
- Capital GainsJune 10, 20265 min
When Your Best Investment Becomes a Cage
A concentrated position that has appreciated is a win you can't easily claim. Selling triggers the tax; holding compounds the risk. Here is how to think about the way out.
- Estate TaxesMay 28, 20267 min
Estate Tax Is a Net Worth Problem, Not a Death Problem
If you wait until the estate settles to think about estate tax, the expensive decisions are already behind you. The erosion happens during life, in moves made and missed.